It is very unfortunate to be in the hospitalization, especially when you need surgery. Things can be worse when you look at the exorbitant hospitalization bill. It can range from a few thousands to tens of thousand of dollars. Such exorbitant hospitalization fees can be avoided in total if you study and plan your insurance covers.
Health insurance companies have a whole range of hospitalisation insurance which can cover critical illness, accident, surgery and hospitalization. Individuals need to assess their family medical history, their finances and decide how much premium they can afford. And from the premium they can afford to give, shop around to give them the widest coverage and also the highest amount insured.
Nowadays, there are plans that covers deductible as well, if you can afford the premium. So do take some time to look around. If you hired a financial planner, ask for their advice and do take note of how they are 'rewarded' for the advice they give you.
For more information about insurance, please click here.
The Merger Dividend - July/August 2011
13 years ago
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